Arf

Switzerland · Financial Services

Arf is a global liquidity platform based in Zug, Switzerland, with teams in Istanbul, London, and New York. The company specializes in cross-border payments and liquidity management for licensed financial institutions. Arf is regulated in Switzerland and emphasizes providing transparent and compliant solutions to enhance access to capital worldwide. The company offers a variety of services, including instant fiat-to-fiat cross-border payments using stablecoins like USDC. Arf also provides short-term liquidity solutions tailored for financial institutions, helping them manage cash flow effectively. Additionally, Arf's Banking-as-a-Service (BaaS) solutions enable businesses to integrate banking services, including card issuance, into their operations. The company utilizes real-world-asset-based digital assets for settlement and working capital management, ensuring stability and compliance in transactions. In April 2024, Arf merged with Huma Finance, a strategic move aimed at expanding its capabilities in the global financial landscape. With backing from prominent investors in the fintech and DeFi sectors, Arf is positioned as a key player in the cross-border payments sector.