Aplazo

Mexico · Financial Services

Aplazo is a financial technology company based in Mexico City, specializing in "buy now, pay later" (BNPL) solutions. Founded in 2020, Aplazo empowers consumers by offering simple payment options that allow purchases without a credit card. The company operates as an omnichannel platform, serving both online and offline merchants, making it the first of its kind in Mexico. Aplazo's primary service is its BNPL platform, which integrates seamlessly into merchants' payment processes. This enables customers to split their purchases into multiple installments, enhancing financial accessibility for those without credit cards. The platform also provides marketing tools and AI-driven solutions to help merchants boost sales and improve customer engagement. Aplazo targets the offline retail market in Mexico, which represents a significant portion of total retail sales, and aims to serve the underserved population by offering installment plans to many who lack access to credit.