January you said: "𝘚𝘮𝘢𝘭𝘭 𝘤𝘢𝘱𝘴. 𝘓𝘰𝘯𝘨 𝘵𝘦𝘳𝘮. 𝘐 𝘸𝘰𝘯'𝘵 𝘦𝘷𝘦𝘯 𝘤𝘩𝘦𝘤𝘬 𝘵𝘩𝘦 𝘱𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘦𝘷𝘦𝘳𝘺 𝘥𝘢𝘺."This week you have checked it eleven times before 10am.That gap between who you planned to be and who you are shows up loudest during a market fall.In 12 of the last 20 years, the Nifty Small cap index fell more than 20%. In Covid, it fell 60%. Someone who entered at the peak in January 2008 saw zero returns for six years. Post that, the category has delivered ...

Dsp Mutual Fund

Large caps aren't cheap, but compared to the rest of the market, they haven't been this overlooked in twenty years.That distinction matters more than it sounds.The Nifty 50 stocks account for 42% of India's total market cap today. The Nifty Top 10: 17%. They’re near an all-time low, not because the fundamentals changed, but because mid and small caps ran harder and the crowd followed.If you've been sitting in large caps while your neighbour brags about mid and small cap returns, you're not missi ...

Dsp Mutual Fund

If you were skeptical about bank stocks between 2016 and 2019, you had good reason.The NPA crisis did real damage. Staying away back then was understandable. Here's what has changed.Bad loans peaked at 11% in FY18. They're near 2% today. Loan growth was at 4%. It's back to 14%. It took years. Banks cleaned up stressed loans, one quarter at a time. Think of it as a pump repaired while the pipes were being cleared.The question now is whether the water pressure holds - can the credit growth sustain ...

Dsp Mutual Fund